first time home buyers

Down Payment Assistance Ideas

by benjaminteam on July 10, 2011

Coming up with a down payment for a home purchase can be a challenge for many Americans. The down payment on a $200,000 house, for example, will run a buyer anywhere from $7,000 (for a FHA loan) to $40,000! Many people simply do not have this kind of money and it seems like an insurmountable [...]

Tagged as: down payment assistance, first time home buyers, home buyers

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Stricter Lending Guidelines

by benjaminteam on July 23, 2009

In today’s market you will find legitimate lenders have stricter underwriting guidelines and require more documentation from borrowers. Because of this many would-be borrowers are finding it difficult to get funding to buy a home. Lending requirements insist on higher credit scores and the days of legitimate lenders offering “no-doc” loans are all but a [...]

Tagged as: buyer broker forms, first time home buyers, stricter lending guidelines

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Renter Resource-Is Your Landlord Paying His Mortgage?

by benjaminteam on April 12, 2009

Too many times in this current market, a renter is faithfully paying their monthly rent and gets shocked and surprised when they learn their landlord has not been paying his mortgage payments and the renter will soon be on the street. A new resource is now available for renters to log onto and check what [...]

Tagged as: benjamin realty, first time home buyers, foreclosures in phoenix, real estate agents in gold canyon arizona, rentals

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Real Estate Stimulus 2009 for First Time Home Buyers

by benjaminteam on February 22, 2009

First time home buyers have been asking the how the new stimulus bill will be affecting Gold Canyon and East Phoenix Arizona Valley residents and would-be home buyers. Some of the basic points – First, the tax credit goes up from $7,500 to $8,000. Second, the repayment requirement goes away, except in cases where the [...]

Tagged as: benjamin realty, first time home buyers, Relocating to Arizona

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